'Imagine you are sitting with your financial advisor.
His role is to invest your assets, give you retirement and life insurance advice and even pay certain expenses out of your brokerage account. He sits before you because you assume it is a typical meeting where he goes over your financial plan and discusses options you may choose.
Yet something unusual happens. He suddenly turns to you and says he is investing everything you have in two funds. Your instinct kicks in and your stomach flops.